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The firm offers a wide range of services to individuals and business clients. Our clients benefit by getting tailored recommendations, personalized quality services, and unbiased advice.
Uncovering client's values and concerns, defining financial needs and gathering relevant information needed to design suitable investment portfolios are the critical steps we rely on. We construct a personalized investment recommendations by utilizing suitable investment vehicles and portfolio management styles. The firm
does not promote any proprietary products.
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Our staff are well verse in both the insurance and investment fields. The firm’s principal possesses the required education background as well as over 50 years of experience to facilitate our mission. Our company believes effective listening is the key to building successful relationships.
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HOURS & LOCATION
Location
Hours
Monday - Friday
8:30 am to 5:30 pm
Saturday
9:00 am to 12:00 pm
Evenings by Appointment
Merid
Amde Â
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  Merid, A graduate from St. Clair college industrial engineering, earned a bachelor's degree in industrial management from Lawrence Institute of technology in Southfield, Michigan in 1980. Five years later, he earned a masters degree in finance from the University of Windsor. Because he values education, Merid continues to study and learn about the financial planning industry. In fact he recently completed a wealth management specialist program at Kaplan University. He has also attended a series of courses focusing on retirement and financial planning.
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   Originally from Ethiopia, he now resides in West Bloomfield with his wife Cheryl-Ann and their three children. When not spending time with his clients or family he actively participates in his community. He was board member and treasure of Freedom House from 1996 to 2005 and currently serves as a board member and secretary of the Board of St. Mary Ethiopian Orthodox Church of Michigan. Currently, he is an active member of the African Caribbean Chamber of Commerce.
Meet the Vice President
AFFLIATIONS
MANAGED MONEY:
Gradient Investments LLC. is a fee-only investment manager that provides a unique portfolio strategies, actively manages risk and consistently performs in good times and in bad. The approach Gradient Investment brings to portfolio design and management is singular in the industry ... and is no longer a secret. The philosophy is attracting new clients and industry attention.
MONEY MANAGERS:
Insurance Products
Over 18 Insurance Companies
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and more.
Michael Binger
President
Over 31 years of investment management experience to Gradient Investments and its affiliated advisors and clients. He has extensive experience working directly with financial advisors designing and actively managing portfolios. Binger has successfully invested in numerous market and economic cycles giving him a level and depth of experience that is rare in this industry.
Wayne Schmidt
Chief Investment Officer
With 30 years of investment experience, Schmidt brings a wealth of institutional experience, provides an in-depth knowledge of the private client market, and offers a global investment management perspective. As the lead portfolio manager, he managed $9.5 billion of fixed income assets with a variety of mandates ranging from aggregate, corporate and government bond portfolios.
Mariann Montagne
Portfolio Manager
Over 20 years of experience working with both institutional and high net worth clients, and has amassed a strong breadth of investment experience during her tenure. This includes company and industry sector analysis, risk monitoring and portfolio management in both the equity and fixed income markets. She is highly attuned to economic and market conditions, and has extensive experience selecting individual stocks, exchange-traded funds (ETFs) and mutual funds.
Jeremy Bryan
Senior Portfolio Manager
Over 15 years of investment experience to the team. Prior to joining Gradient Investments, Bryan spent several years working with investment advisors and their clients to design and manage investment portfolios. His in-depth knowledge of the private client market, along with his expertise in asset allocation, investment analysis and risk assessment gives him a unique perspective into the investment markets. He oversaw more than $2 billion of assets under management.
Tyler Ellegard
Investment Analysis
Tyler Ellegard serves as an Investment Analyst for Gradient Investments, LLC. His primary role with GI will be assisting the Portfolio Managers with analysis of portfolio performance and assisting with the proprietary investment analysis on individual security selection.
Keith Gangl
Portfolio Manager
over 22 years of institutional investment management experience to Gradient Investments. Gangl has a long successful track record of investment performance through various market cycles and has extensive knowledge of equity markets. Gangl has been featured in Investor's Business Daily, quoted in Bloomberg, Wall Street online, Reuters, Yahoo! News and other local and national publications.
This endorsement of Gradient Investments, LLC is provided by an investment advisor who refers clients to Gradient Investments, LLC. A conflict of interest exists because this investment advisor receives a portion of the annual management fee charged by Gradient Investments, LLC, based on the assets under management of this investment advisor’s clients. This endorsement could assist in the investment advisor increasing the assets placed with Gradient Investments, LLC, and therefore their compensation. These investment advisors are not affiliated with or supervised by Gradient Investments, LLC